Funding & financial strategy for Canadian SMBs

Your business deserves every dollar it’s earned.

Canada has hundreds of grant, loan, and tax-credit programs for SMBs (Small & Medium businesses). Most owners qualify for more than they realise. We find what fits, file what we can, and help you put the dollars to work.

Book a free 30-minute call →See how we help
No obligation. No pressure. 30 minutes or less.
5,000+
Canadian funding programs
in our research database
$0 – $5M+
Typical non-dilutive funding
available to eligible SMBs
15+ years
Corporate finance experience
behind every engagement
What we do

We find the funding. You reap the rewards.

Government funding such as grants, tax credits, wage subsidies, innovation programs, is hiding in plain sight. We do the work to find and claim yours.

Primary offering
01

Funding discovery

Every Canadian SMB qualifies for more than they think. We assess eligibility across federal and provincial programs (SR&ED, IRAP, CanExport, OVIN, provincial grants, wage subsidies) and build you a shortlist of what actually fits.

Starts with a free 30-minute consultation
02

Application support

From eligibility verification to documentation, positioning, and submission, we manage the full application process so you claim what you’re entitled to, without pulling a team member off revenue-generating work.

Done-for-you
03

Financial strategy

Funding works best as part of a plan. We’re your financial co-pilot for cash-flow analysis, forecasting, pricing, lender packages, and the board-ready numbers that turn a good year into a strategic one.

Ongoing or project-based
How we work

Simple. In three steps.

  1. 01

    Book a free consultation

    30 minutes. We learn about your business, your goals, and where you’re feeling stuck. No obligation.

  2. 02

    Get a funding shortlist

    We identify the programs you qualify for and the strategic priorities that will move the needle most. You get a clear, written plan.

  3. 03

    We execute together

    Applications, financial models, ongoing advisory. We do the work alongside you, not instead of you. You stay in control.

A good fit

You’re a good fit if…

  • You run a Canadian for-profit business with between $500K and $50M in annual revenue.

  • You’re investing in growth through hiring, new equipment, R&D, export expansion, or digital transformation.

  • You’ve heard of programs like SR&ED or IRAP but haven’t had the time to figure them out.

  • You want a financial partner who knows your business, not a retainer that drains cash flow.

Not sure if you qualify? That’s what the free consultation is for.

Suhail Jhand, Founder & Principal Advisor of Capgro Advisory
Meet the founder

Suhail Jhand, MBA, CPA

Founder & Principal Advisor

Suhail is a corporate finance leader with over fifteen years of experience helping Canadian businesses build stronger financial foundations. Before founding Capgro, he led finance teams across many industries, SMB advisory, and financial systems work where he saw firsthand how much government funding goes unclaimed simply because owners don’t have time to chase it.

Capgro exists to close that gap. Based in Kitchener, Ontario, serving clients across Canada.

MBACPA15+ years in corporate finance
Questions

Questions owners ask.

How much does this cost?

The first 30-minute consultation is free. Most engagements are scoped to specific work. Funding-focused work is often contingency-based or fixed-fee. Advisory work is project-based. For clients who want ongoing advisory, we also offer monthly retainer arrangements.

How long does a funding application take?

It depends on the program. Some take 2–5 hours of our time; others take weeks of back-and-forth with the provider. We tell you upfront what each program takes, so you can decide what’s worth pursuing.

What if we don’t qualify for anything?

You’ll leave the consultation knowing where you stand. If there’s nothing meaningful available right now, we’ll tell you and flag what to watch for as your business grows.

Can you guarantee we’ll receive funding?

No one can. Programs change, criteria shift, decisions come down to committees. What we guarantee is that your application will be complete, positioned well, and submitted on time with honest odds going in.

Do you work with businesses outside Ontario?

Yes. Federal programs apply Canada-wide, and we track provincial programs across all ten provinces. Most of our clients are in Southern Ontario, but geography isn’t a limit.

Ready when you are

Let’s see what you qualify for.

Book a free, no-obligation call. Thirty minutes, in plain English and you’ll leave with a clearer picture of what’s possible.

Book a call →or[email protected]
No obligation. No pressure. 30 minutes or less.·Serving clients across Canada
Capgro Advisory Inc.

Kitchener, Ontario · Serving clients across Canada

© 2026 Capgro Advisory Inc.